Auto Loans


Find a payment and term that works for your budget with our competitive loan rates!

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Finance your next auto or recreational vehicle loan with Community Credit Union. We make it easy and convenient for our members. Take advantage of pre-approvals, our network of reputable dealers, Docu-Sign technology and knowledgeable loan sales specialists.
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Skip-A-Payment Member Benefit. To be eligible for Skip A Pay your account and loans must be in good standing. The skipped payment can be applied to your Auto Loans, Unsecured/Personal Loans, Share/Certificate Secured Loans and Recreational Loans. The fee for Skip A Pay is $30 per skipped payment processed. All borrowers on the loan must be present and must sign the form. DocuSign with electronic signature is available upon request. The skipped payment will process overnight and should reflect in member accounts the day after. Eligibility guidelines do apply. Speak with a Member Representative at a Branch to get started!

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Recreational Loans


We have a finance solution for all your recreational needs.

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Are you considering the purchase of a recreational vehicle? Community Credit Union can do the financing on any of the following:
  • Motorcycle
  • Motorcoach
  • Boat
  • Trailer
  • ATV
  • Snowmobile
  • Lawn Tractor

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Skip-A-Payment Member Benefit. To be eligible for Skip A Pay your account and loans must be in good standing. The skipped payment can be applied to your Auto Loans, Unsecured/Personal Loans, Share/Certificate Secured Loans and Recreational Loans. The fee for Skip A Pay is $30 per skipped payment processed. All borrowers on the loan must be present and must sign the form. DocuSign with electronic signature is available upon request. The skipped payment will process overnight and should reflect in member accounts the day after. Eligibility guidelines do apply. Speak with a Member Representative at a Branch to get started!

Visa Credit Cards


Check out our no annual fee credit card option!

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Do you have several different credit cards in your purse or wallet? Make your life simple and make only one payment a month to your Community Credit Union Visa Credit Card. This credit card offers:
  • No Annual Fees
  • A maximum credit line up to $20,000.00
  • A minimum credit line of $200.00
  • Revolving 13.9% APR*

Is your card lost or stolen?

Call 207-783-2096 during business hours, after hours call 800-991-4961

Access your Credit Card Account

To access your Credit Card account, click on the following link: www.ezcardinfo.com

Notify Us When You Will Be Traveling

If you are planning to travel away from home, its always a good idea to contact Community Credit Union to make us aware of where you will be traveling. This will help to eliminate any problems you may experience with your Visa Credit Card.
  • Advance notice will help ensure that legitimate purchases are approved. In addition, you will want to verify your daily spending and cash withdrawal restrictions to make sure they are appropriate
  • Memorize your Visa Card Personal Identification Number (PIN). For security purposes. never write your PIN on your Visa card
  • Keep your Visa card account number and the lost/stolen customer service contact number in a safe place (separate from your wallet or handbag)

Visa Credit Card Agreements

Do we offer Teen credit cards?

Please see the ‘Teen Loans’ section below for more information on Teen credit cards.

Unsecured/Personal


A Signature Loan doesn’t require collateral and is available for any purpose.

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Community Credit Union offers unsecured loans and unsecured lines of credit, for which no collateral is needed. Contact the credit union and we'll help you find the right product that meets your needs.

Unsecured products are available for any purpose, offering you quick access to funds and maximum flexibility to take control of your financial needs. If you are looking to consolidate debt, remodel a room in your home, pay for educational expenses, take a vacation, add a new pool or deck to your home then an Unsecured Loan may be the perfect option for you. Community Credit Union’s quick, no-hassle unsecured loans are available with many great features:
  • Loan amounts from $250.00 to $20,000.00
  • No collateral is required
  • Quick approval process the same day (in many cases)
  • Automatic payments available
  • Set terms and monthly payments

Our Unsecured Line of Credit is a revolving line of credit, which requires you to apply only once. When you need additional funds, you simply take an advance from your available line. Unlike a term loan, you only make payments on the credit you’ve actually used.

Are you taking on a large home improvement project or need additional flexibility with potential expenses? An Unsecured Line of Credit could be the perfect solution for you. Community Credit Union’s quick, no-hassle unsecured loans are available with many great features, including:
  • Loan amounts up to $20,000.00
  • No collateral is required
  • Quick approval process funds available the same day (in many cases)
  • Revolving Line of Credit
  • Pay only on what you borrow
  • Automatic payments available

Community Credit Union’s Unsecured Line of Credit is available when you need it without having to reapply each time you need funds.
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Skip-A-Payment Member Benefit. To be eligible for Skip A Pay your account and loans must be in good standing. The skipped payment can be applied to your Auto Loans, Unsecured/Personal Loans, Share/Certificate Secured Loans and Recreational Loans. The fee for Skip A Pay is $30 per skipped payment processed. All borrowers on the loan must be present and must sign the form. DocuSign with electronic signature is available upon request. The skipped payment will process overnight and should reflect in member accounts the day after. Eligibility guidelines do apply. Speak with a Member Representative at a Branch to get started!

Share/Certificate


If you’re looking to establish credit or improve your credit this is a great solution for you!

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One time payments can improve your credit score. A Share or Certificate Secured Loan is a great way to establish credit for those with no credit or to improve your credit score. A Share or Certificate Loan from Community Credit Union may be the perfect solution for you if you have a share (savings account) or a share certificate to secure the loan with.

Credit Builder.If you do not have a savings to secure the loan with then a Credit Builder Loan may be your best option. With a Credit Builder Loan, you pay regular monthly payments for the term of the loan that are locked into a savings account until the full amount of the Credit Builder Loan is secured in the savings account. Then the funds up to the value of the loan are released to you which can help you apply for a larger secured loan, start an emergency fund or even pay down another debt.

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Get Pre Approved

Skip-A-Payment Member Benefit. To be eligible for Skip A Pay your account and loans must be in good standing. The skipped payment can be applied to your Auto Loans, Unsecured/Personal Loans, Share/Certificate Secured Loans and Recreational Loans. The fee for Skip A Pay is $30 per skipped payment processed. All borrowers on the loan must be present and must sign the form. DocuSign with electronic signature is available upon request. The skipped payment will process overnight and should reflect in member accounts the day after. Eligibility guidelines do apply.

Overdraft Protection


This overdraft loan provides peace of mind and emergency access!

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If you currently have a checking account with Community Credit Union, you already know the advantage of our no minimum balance requirement. Now you can make an already great Checking Account even better by adding our LeCheque Mate Overdraft Loan option.

With our LeCheque Mate Overdraft Protection Loan option, you have the privilege to write yourself a loan anytime, anywhere. There's no need to worry about carrying large amounts of cash. The LeCheque Mate Overdraft Protection Loan option will provide you with the comfort of knowing you can make that special purchase by writing a check from your checkbook. It also protects you if you make an error in your checking account register and overdraw your account.

Start enjoying the benefits of your LeCheque Mate Overdraft Protection Loan option today:
  • Flexibility
  • Ease of Borrowing
  • Emergency Access
  • Competitive Rate
  • Convenience
  • Peace of Mind
Our LeCheque Mate Overdraft Protection is designed with you in mind:
  • Credit Limits from $250.00 to $5,000.00
  • Automatic Payment Option Available
  • Low Variable Annual Percentage Rate of Prime + 6.75%
  • Monthly payments are 3.00% of balance or $50.00, whichever is greater
  • Advances appear on your monthly checking account statement and payments are due by the 25th of each month

Career Advancement Loans


Find a solution to pay for college expenses not covered by scholarships or federal loans.

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Community Credit Union offers a couple options for students and families looking to pay for college expenses. Through a partnership with Sallie Mae® you can select a Private Student Loan that fits your needs or you can select an Unsecured Student Loan which is similar to a personal loan with immediate repayment and funds are made payable directly to the educational institution.

Student Loans at Community Credit Union by Sallie Mae®

Whether you're an undergraduate or graduate student get money for school from Sallie Mae®. Student loans from Community Credit Union in partnership with Sallie Mae® could help!

Sallie Mae® higher education loans are designed for the needs of undergraduate and graduate students.
- Competitive interest rates
- Multiple repayment options
- No origination fees; no prepayment penalty1

Smart Option Student Loan® for Undergraduate Students
Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.


Find out which loan is right for you!

Borrow responsibly.
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Community Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note— first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
© 2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America

Career Advancement Loans

Do you need extra money for college loans?

The loan must be used for a school purpose (books,tuition,etc) and check must be payable to the educational institution.(Maximum limit is $20,000.00) This is not a deferred product so loan payments would begin the following month after loan closing.

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Teen Loans


Take advantage of this great financial literacy opportunity!

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Community Credit Union offers Teen Loans and Teen credit cards. Our purpose in this effort is to teach teenagers about the importance of saving, building a budget and being responsible with their finances. As part of this program, teens must:
  • Be between the ages of 16 and 17
  • Have a positive savings account history
  • Be employed for a minimum of 6 months
  • Have a parental or guardian co-signer
Teen Loans
  • $250.00 - $2,000.00, Maximum 24 months
  • $2,000.00 - $5,000.00, Extended terms available
  • Auto pay required
Teen Credit Cards
  • $100.00 - $250.00 Credit Limit
  • 13.9% APR*