Business

Business Savings

At Community Credit Union, we offer a variety of Savings Products to provide solutions for our members.

Club Accounts

Community Credit Union offers a variety of Club Accounts in an effort to help members save for specific purposes:

• Christmas Club
• Vacation Club
• Flex Club
• IRA Club

Share Certificates

Community Credit Union offers a variety of Share Certificate options with terms ranging from 6 months up to 5 years and a minimum deposit of $500.00.

Share Certificates are safe, stable investment options that allow members to lock in a fixed rate of return for a specified term and generally offers a higher dividend than rates of Share and Money Market accounts.

• Dividends are paid monthly
• Automatically renewable unless otherwise specified
• Dividends can be automatically transferred into another account

Money Markets

Community Credit Union offers a variety of Money Market tiers with balances starting at only $2,500.00. Money Markets are a tiered share account, which offers a higher interest rate than a Share Account. It also has the convenience of limited check writing privileges.

• Account is accessible by check
• Dividends are paid monthly
• Limited to 3 drafts per month
• Minimum of $300.00 per draft

Business Checking

Checking account features:

• No minimum balance
• Unlimited check writing
• Online Banking
• Mobile Banking
• Mobile Deposit Capture
• Digital check images at no charge through Online Banking
• e-Statements
• Bill Payer
• eAlerts
• LA Connection
• No Fee ATM/Visa Debit Card when used at credit union's SURF ATM Alliance terminals
• Member Privilege (business members cannot opt out)
• $10.00 monthly service charge
• Up to $50.00 on first order of checks paid by Community Credit Union

Business Visa Credit Card

Community Credit Union offers a Business Visa Card to help you manage your cash flow and business expenses. It features:

• No Annual Fee
• 25-day grace period
• Credit limits up to $20,000.00
• Low APR*, see our Rate Page for the current APR*

Savings are federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government, the National Credit Union Administration.

Our Not For Profit Business Checking Account offers all of the great features of our Business Checking Account. As a commitment to our community; the monthly service charge is waived for those qualified Not For Profit Business Checking Accounts.

Checking account features:

• No minimum balance
• Unlimited check writing
• Online Banking
• Mobile Banking
• Mobile Deposit Capture
• Digital check images at no charge through Online Banking
• E-Statements
• Bill Payer
• eAlerts
• LA Connection
• No Fee Visa ATM/Debit Card when used at credit union's SURF ATM Alliance terminals
• Member Privilege (business members cannot opt out)
• Up to $50.00 on first order of checks paid by Community Credit Union

When opening a business account, having certain documentation can help make the process easier. The list of documents below can help you when coming into one of our three branches to open an account.

DBA

• Personal TIN/SSN and/or your Business EIN
• Valid Photo IDs and Account Owner/Signer Information

Partnership

• Business EIN
• Partnership Agreement
• Operating Agreement
• Valid Photo IDs and Account Owner(s)/Signer(s) Information

Corporation

• Business EIN
• Articles of Incorporation
• Corporate Resolution
• Operating Agreement
• Valid Photo IDs and Account Owner(s)/Signer(s) Information

Limited Liability Coporation (LLC)

• Business EIN
• Articles of Organization
• Operating Agreement
• Valid Photo IDs and Account Owner(s)/Signer(s) Information

If you have any questions or would like to setup an appointment to open a Business Account, please contact one of our Member Services individuals at 207-783-2096.

Payroll Services

Community Credit Union is proud to assist your business in securing payroll services that will easily connect with your Community Credit Union account. We trust our business members to Payroll Management Inc.- a locally owned, full service payroll processing company headquartered in Auburn. For over 30 years, Payroll Management has continuously met the needs of their clients and our community. For a no cost, no obligation comparison between your current payroll service and Payroll Management, contact our local representative Patrick Penley at 207-860-9380 via email ppenley@payrollmgt.com. Payroll Management - Making pay day the easiest part of your work week!

Merchant Services

Community Credit Union is proud to be affiliated with EVO, formerly known as PowerPay, to provide credit card processing and electronic payment services to our commercial members, backed by a commitment to service that is setting new standards in the payment processing industry.

Competitive Pricing

EVO's customers benefit from some of the best pricing in the industry – all with no hidden fees and no long-term contracts. The Payment Processing Analysis provided by EVO will show you how to lower your credit card processing fees. Together we strive to save you money!

Quality Service

We want our members to experience innovation, individualized attention and responsiveness. EVO provides 24/7 technical support, complete in-house processing, customer service and risk management all under one roof. They are committed to providing valuable credit card processing solutions to our members.

Simple Start

The simple application, fast and flexible approval, combined with quick installation make it easy to take advantage of these money saving offers and high quality service. You can begin accepting credit cards in a matter of just a few business days! EVO enables businesses of all types and sizes to:

• Accept all major credit cards including MasterCard, Visa, American Express and Discover
• Accept debit cards with either signature or PIN based approval processes
• Accept Electronic Benefits Transfer (EBT) for direct payment cards issued by federal or state governments
• Purchase cards for corporate or government organizations
• Offer gift cards that replace cumbersome paper-based gift certificates

All of these services are provided with:

• No application fees
• No set up fees
• No early termination fees
• Dedicated Account Representative

TO START THE PROCESS AND HAVE EVO CONTACT YOU, click here!

OR, CALL TODAY FOR YOUR NO COST PRICING ANALYSIS.

CALL 877-775-6900

Find out how EVO can save you money on your processing. There's no cost, no obligation. Just the chance to learn more about what you are currently paying and what you could be saving.