Unsecured Loans

Community Credit Union offers unsecured loans and unsecured lines of credit, for which no collateral is needed. Contact the Credit Union and we'll help you find the right product that meets your needs. Our unsecured products are available for any purpose, offering you quick access to funds and maximum flexibility to take control of your financial needs.

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Unsecured Loan

 

Our Unsecured Loans are term loans in which money is borrowed and repaid in regular payments over a set period of time.
If you are looking to:

  • Consolidate debt
  • Remodel a room in your home
  • Pay for educational expenses
  • Take a vacation
  • Add a new pool or deck to your home

An Unsecured Loan may be the perfect option for you. Community Credit Union’s quick, no-hassle unsecured loans are available with many great features, including: 

  • Loan amounts from $500 to $10,000
  • No collateral is required
  • Quick approval process the same day (in most cases)
  • Automatic payments available
  • Set terms and monthly payments

Contact Community Credit Union today for more information.

 

Unsecured Line of Credit

Our Unsecured Line of Credit is a revolving line of credit, which requires you to apply only once. When you need additional funds, you simply take an advance from your available line. Unlike a term loan, you only make payments on the credit you’ve actually used.

Are you taking on a large home improvement project or need additional flexibility with potential expenses? An Unsecured Line of Credit could be the perfect solution for you. Community Credit Union’s quick, no-hassle unsecured loans are available with many great features, including:

  • Loan amounts up to $10,000
  • No collateral is required
  • Quick approval process funds available the same day (in most cases)
  • Revolving Line of Credit
  • Pay only on what you borrow
  • Automatic payments available

Community Credit Union’s Unsecured Line of Credit is available when you need it without having to reapply each time you need funds.


Disclosure

Community Credit Union's Unsecured Line of Credit is a revolving line of credit.  The member is not obligated at any time to draw on the line. Monthly payments are required if there is an outstanding balance, with the payment due on the 25th of the month. The minimum payment will be equal to 3% of the outstanding balance or $50, whichever is greater. A member may pay more than what is due each month, and may repay the total amount due at any time without penalty. The minimum advance that may be drawn under the Unsecured Line of Credit Program is $100. Member can obtain advances of credit for three years, at which time the line of credit will be reviewed and may be renewed if deemed appropriate.