Mission Statement for Community Credit Union

Community Credit Union is a member owned organization whose purpose is to provide convenient, quality, personalized service while maintaining financial stability. 

Our Vision Statement

Community Credit Union is a Credit Union of which everyone wants to be a member of.

Our Value Statement

As a strong and financially responsible Credit Union, we are committed to developing relationships with our members, employees and community; just as we would our families.

Our culture is guided by: Honesty, Trust, Respect, Loyalty and Fun. 

By applying Technology, Education and Innovation we create an enhanced experience that will make a difference in your life.

Values become real only when we demonstrate them in the way we act and the way we insist others act. We call ourselves Community Credit Union because that is who we are; we exist because of you.

What's The Difference Between a Credit Union and a Bank?

While both Credit Unions and banks offer personal financial services like savings, checking and loans, there are distinct differences between these two financial institutions.

Credit Unions

  • Not-for-Profit Cooperatives
  • Owned by Members
  • Governed by Volunteer Board of Directors
  • Offer Lower and Fewer Service Fees
  • Offer Lower Loan Rates
  • Pay Higher Savings Rates

Banks

  • For Profit Corporations
  • Owned by Outside Stockholders 
  • Run by Paid Board of Directors
  • Charge Higher and More Service Fees
  • Charge Higher Loan Rates
  • Offer Lower Savings Rates

Banks are for profit, dedicated to increasing the bottom line. Credit Unions are democratic, not-for-profit financial cooperatives, dedicated to serving members.

When you join a Credit Union, you become a member, not a customer, as at a bank. Members have a "common bond," such as the company they work for or the community in which they live. And members always come first.

Because Credit Unions are financial cooperatives, members are owners who share in the success of the Credit Union. And as such, members have a vote in how the Credit Union is run by electing fellow members to the Board of Directors who oversee the operation of the financial institution.

Credit Union earnings are given back to the members in the form of favorable dividends on savings, competitive rates on loans, lower and fewer fees and better services. Bank earnings go to stockholders and the Board of Directors.

Want to know more about the difference between a Credit Union and a Bank? Check out this Infographic

Watch a fun video comparing banks and credit unions.

Not For Profit, Not for Charity, But For Service…That's the Credit Union Motto…