Deposit Rates

Shares/Clubs
Money Markets Health Savings Accounts
Share Certificates IRA Certificates

Shares and Clubs*

Type Dividend
APY
Share
0.10%
0.10%
Vacation Club
0.10%
0.10%
Christmas Club
0.10%
0.10%
Flex Club
0.10%
0.10%
MatriMoney
0.15%
0.15%
IRA Club 0.25% 0.25%

*Minimum balance to open the account and earn the APY is $25 for Shares and IRA Clubs
*Minimum balance to open the account and earn the APY is $5 for Clubs & Matrimoney (excluding IRA Clubs)
Variable dividend rate and variable APY accounts
Rates are subject to change.
Fees could reduce the earnings on this account.
APY = Annual Percentage Yield

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Money Markets*

Average Daily Balance
Dividend Rate
APY
$2,500 - $24,999.99
0.40%
0.40%
$25,000 - $74,999.99
0.45%
0.45%
$75,000 or more
0.50%
0.50% 

*Minimum balance to open the account and earn the APY is $2,500 for Money Markets
Variable dividend rate and variable APY accounts
Rates are subject to change.
Fees could reduce the earnings on this account.
APY = Annual Percentage Yield 

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Health Savings Account*

 Average Daily Balance
Dividend Rate
APY
$100 - $1,000
0.10% 0.10%
$1,000.01 - $5,000
0.10% 0.10%
$5,000.01 - $10,000
0.15%
0.15%
$10,000.01 or more
0.20%
0.20% 

*There is no minimum balance to open the account
*Minimum balance to earn the APY is $100 for Health Savings Accounts
Variable dividend rate and variable APY accounts
Rates are subject to change.
Fees could reduce the earnings on this account.
APY = Annual Percentage Yield

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Share Certificates*

Term Dividend Rate
APY
6 months
0.80%
0.81%
12 months
1.20%
1.21%
2 years
1.40%
1.41%
3 years
1.60%
1.61%
4 years
2.00%
2.02%
5 years
2.15%
2.17%

*Minimum balance to open the account and earn the APY is $500 for Share Certificates.
Rates are subject to change.
Fees could reduce the earnings on this account.
APY = Annual Percentage Yield

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IRA Certificates*

Term Dividend Rate
APY
1 Year
1.20% 1.21%
2 Years
1.40%
1.41%
3 Years
1.60%
1.61%
4 Years
2.00%
2.02%
5 Years
2.15%
2.17% 

*Minimum balance to open the account and earn the APY is $500 for Traditional, SEP, Roth and Education IRAs.
Rates are subject to change.
Fees could reduce the earnings on this account.
APY = Annual Percentage Yield


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The Annual Percentage Yield is accurate as of October 10, 2017 and may be subject to change without notice. Terms are subject to change without notice. Membership eligibility is required. A penalty may be imposed for early withdrawal. Contact an employee of Community Credit Union for further information on applicable fees and terms. Call (207)783-2096 and speak to a Community Credit Union Representative for more details. Minimum balance required for a share account at Community Credit Union is $25.

To read Community Credit Union's Truth in Savings disclosure, please click here.

Disputes 

If you have a dispute with Community Credit Union regarding your deposit or share account, you may contact us at 207.783.2096 and attempt to resolve the problem directly. If we fail to resolve the problem, please communicate the problem and resolution you are seeking to:

Maine Bureau of Financial Institutions
Consumer Outreach Program
36 State House Station
Augusta, ME 04333-0036

To file a complaint electronically, you may contact the Maine Bureau of Financial Institutions at http://www.maine.gov/pfr/financialinstitutions/complaint.htm

The Maine Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation.