Mobile & eBanking Services

Home Banking
CUe-Statements
Bill Payer
eAlerts
Mobile Banking
Mobile Deposit Capture

Home Banking

With CCU's Home Branch, you can:

  • View current balances, including detailed histories
  • Download transaction history into personal financial software (Quicken, Quickbooks, Microsoft Money, CSV files)
  • Transfer funds between accounts, including setting up automatic transfers
  • Request check withdrawals and stop payments
  • View cleared checks
  • Communicate with CCU via secure e-mail
  • View up to 12 months of statements
  • Utilize the Bill Payer program
  • Set up eAlerts

Best of All.....There's No Fee To Use Home Banking!

Not Already signed up for CCU's Home Branch?

Download the application and see a Member Service Representative at either of our 3 branches today!

Now Home Banking is available on your mobile device!

Installation Instructions:
Option 1: Search for Community CU app in Play Store or App Store
Option 2: Download link on WAP page
Option 3: Type the following URL in browser http://www.mfmnow.com/communitycu

Are you ready to go Mobile with CCU?

If you already have online banking, review the steps above. If you need to sign up, you can download the application and see a Member Service Representative at either of our 3 branches today! For more information click here.

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CUe-Statements

To access your statement, please log into Home Banking.

With CUe-Statements, you can:

  • Access your monthly and quarterly share/share draft statements faster, from wherever you choose - at home, at work or when traveling
  • Have no extra fees or costs
  • Be assured that your statement is a secured document,. Your emailed statement will require you to log into Home Banking to gain access
  • Review your previous statements
  • Save your statement as a pdf or print it using your own printer
  • Have quick access to other credit union services via links provided by your credit union
  • View newsletters, inserts or other communications with your statement

Not already signed up for CUe-Statements?

Sign up through Home Banking today!

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Bill Payer

To access Bill Payer, please log into Home Banking.

Worrying about paying bills is not a good use of your time. Community Credit Union has a solution for you.

Bill Payer:

  • Gives you access to your account anytime of the day or night.
  • Allows you to make changes whenever you need to.
  • Allows you to schedule payments.
  • Allows you decide which bills to pay automatically, when and how much.
  • Allows you to schedule up to a year's worth of payments in advance.
  • Allows you to review a full payment history at any time you choose.

To access Bill Payer, you must be enrolled in CCU's Home Branch (Home Banking)

5 Reasons Why Direct Deposit and Electronic Bill Pay Make Sense

Taking advantage of direct deposit and electronic bill pay can save you significant amounts of time and money.

  1. Convenience
    Save trips to financial institutions to make deposits or trips to the post office to mail bills, buy stamps and envelopes. Also log on to multiple sites to pay bill one convenient place.
  2. A Better Credit Score
    If you make a single late payment for any reason, even if the check was held up in the mail, the negative effects on your credit score can stay for up to seven years. Scheduling regular payments through electronic bill pay will help ensure you always pay your bills on time. And a better credit score often translates to better rates on loans.
  3. Greater Savings
    Direct deposit will not only save you gas money, it can help promote savings. You can divert part of your paycheck into a savings account where it will earn interest, instead of to your checking account, where you might more easily spend it.
  4. Speed
    Paying bills online is definitely faster than writing individual checks, filling out your checkbook register and addressing envelopes. Just set up your payment accounts once. That's it!
  5. Peace of Mind
    When you are on the road for business or vacation, direct deposit will ensure that your income is credited to your account. With electronic bill pay, you can schedule payments before you leave, and even make them securely from anywhere you have Internet access while you travel.

Not already signed up for Bill Payer?

Sign up through Home Banking today!

eAlerts

eAlerts allows you to select certain transactions or events taking place in your account that you want to be notified of. When these transactions occur, an email notification is sent to you within minutes. Each eAlert can be sent to multiple email or cellular phone addresses, keeping you connected to your Credit Union wherever you may be.

Setting up an eAlert

  • Log into CCU's Home Branch (Home Banking)
  • Click on "Other Options"
  • Click on "Manage eAlerts"

Setting up eAlerts to be sent to a cellular phone

You must know the email address of your cellular phone. Standard text messaging charges from your service provider will apply. Due to message length, you may receive an abbreviated version of a "Moderate" or "Specific" detail level eAlert when it is being sent to a cellular phone.

The email address is made up of the cellular phone's [10-digit phone number]@[service provider's gateway]. A few examples are listed below. You can check with your service provider if it is not listed.

Carrier Example
Alltel 1234567890@message.alltel.com
AT&T 1234567890@txt.att.net
Cingular 1234567890@cingularme.com
Nextel 1234567890@messaging.nextel.com
Sprint PCS  1234567890@messaging.sprintpcs.com
T-Mobile 1234567890@tmomail.net
Unicel 1234567890@utext.com
US Cellular 1234567890@email.uscc.net
Verizon 1234567890@vtext.com
Virgin Mobile 1234567890@vmobl.com

Types of eAlerts

There are many different types of eAlerts that are available:

Low Balance eAlert. 

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. A minimum balance amount will be entered at the time of set up. You will be notified when a transaction causes the selected share balance to fall below that amount. There are three options to choose from:

  • Subtype 1 – Notify me only the first time.
  • Subtype 2 – Notify me for each withdrawal.
  • Subtype 3 – Notify me for any transaction.

NSF eAlert. 

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified each time an NSF fee is assessed to the selected share(s).

Courtesy Pay (CP) eAlert. 

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified each time a Courtesy Pay fee is assessed on the selected share(s).

Overdraw Transfer (ODT) eAlert. 

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified each time an Overdraw Transfer occurs on the selected share(s).

Insufficient Funds eAlert (combines NSF, CP, & ODT). 

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. This mimics a situation in which each of the NSF, Courtesy Pay, and Overdraw Transfer eAlerts have been created on the account. When this type is chosen, all three will be checked for and sent individually according to their descriptions above. Instead of individually setting up each of the NSF, Courtesy Pay, and Overdraw Transfer eAlerts you can set up one Insufficient Funds eAlert.

Direct Deposit Received eAlert. 

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified of each Direct Deposit made to the selected share(s).

Automatic Withdrawal eAlert. 

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified whenever an Automatic Withdrawal posts to the selected share(s).

Large Withdrawal eAlert. 

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. A minimum withdrawal amount will be entered at the time of set up. You will be notified each time any withdrawal which equals or exceeds that amount is completed on the share(s).

Draft Withdrawal eAlert. 

This eAlert works at the share level and can be set to monitor either one individual draft share, or all draft shares on the account. You will be notified each time a draft withdrawal is completed on the share(s).

Specific Check # Cleared eAlert. 

This eAlert works at the share level and must be set to monitor one individual draft share. A check number must be entered at the time of set up and you will then be notified when it clears. This is a one-time only eAlert and will be deleted from the active list once it is sent.

Maturing Certificate eAlert. 

This eAlert works at the share level and must be set to monitor one individual Certificate share. You will select how many days in advance you want to be alerted to a Certificate maturing and will receive notification accordingly.

Loan Payment Due eAlert. 

This eAlert works at the loan level and must be set to monitor one individual loan. You will select how many days in advance you want to be alerted to a loan payment being due and will receive notification accordingly.

Loan Payment Made eAlert. 

This eAlert works at the loan level and can be set to monitor either one individual loan, or all loans on the account. You will receive an eAlert each time a payment is made on the loan(s).

Loan Payment Change eAlert. 

This eAlert works at the loan level and can be set to monitor either one individual loan, or all loans on the account. You will receive an eAlert whenever the payment amount on the loan is changed.

Loan Past Due eAlert. 

This eAlert works at the loan level and must be set to monitor one individual loan. You will receive an eAlert if your loan's due date passes without a payment being made. You may receive this eAlert again if a payment is not made in a timely manner.

Mortgage Payment Due eAlert. 

This eAlert works at the account level. You will select how many days in advance you want to be alerted to a mortgage payment being due and will receive notification accordingly. Note that if your mortgage is treated as a Loan you can use the Loan Payment Due eAlert instead.

Large Debit Card or ATM Transaction eAlert. 

This eAlert works at the share level and must be set to monitor either one individual share, or all shares on the account. A minimum purchase amount will be entered at the time of set up. You will be notified each time a transaction is completed (Credit/Debit Card, POS, or ATM) using that card which equals or exceeds that amount.

Large Credit Card Purchase eAlert. 

This eAlert works at the card level and can be set to monitor either one individual Credit Card, or all Credit Cards on the account. A minimum purchase amount will be entered at the time of set up. You will be notified each time the credit card is used to make a purchase which equals or exceeds that amount.

Low Available Credit (Credit Card) eAlert. 

This eAlert works at the card level and can be set to monitor either one individual Credit Card, or all Credit Cards on the account. A minimum available credit amount will be entered at the time of set up. You will be notified when a transaction causes the available credit to fall below that amount. There are three options to choose from:

  • Subtype 1: Notify me only the first time.
  • Subtype 2: Notify me for each advance.
  • Subtype 3: Notify me for any transaction.

Line of Credit Advance eAlert. 

This eAlert works at the loan level and can be set to monitor either one individual Line of Credit loan, or all Line of Credit loans on the account. You will receive an eAlert each time an advance is taken against the loan(s).

Low Available Line of Credit (Loan) eAlert. 

This eAlert works at the loan level and can be set to monitor either one individual Line of Credit loan, or all Line of Credit loans on the account. A minimum available credit amount will be entered at the time of set up. You will be notified when a transaction causes the available credit to fall below that amount. There are three options to choose from:

  • Subtype 1: Notify me only the first time.
  • Subtype 2: Notify me for each advance.
  • Subtype 3: Notify me for any transaction.

Online Banking Access eAlert. 

This eAlert works on the account level. You will be notified any time your account is accessed via Online Banking.

Online Banking Share Transaction eAlert. 

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified of transactions conducted via Online Banking. There are three options to choose from:

  • Subtype 1: Notify me for any deposit via Online Banking.
  • Subtype 2: Notify me for any withdrawal via Online Banking.
  • Subtype 3: Notify me for any transaction via Online Banking.

Mailing Address Change eAlert. 

This eAlert works at the account level. You will be notified any time a change is made to the Street, City, State, Zip Code, or Extra Address fields on your account.

E-mail Address Change eAlert. 

This eAlert works at the account level. You will be notified any time a change is made to either the E-mail Address or Alternate E-mail Address fields on your account.

Regulation D Transaction eAlert. 

This eAlert works at the account level and monitors each share independently. Regulation D is a government regulation which, among other things, differentiates between transaction shares and non-transaction shares. Regulation D places monthly limitations on non-transaction shares, such as savings and money market shares. Transaction shares, such as checking or draft shares, are not subject to Regulation D limitations. This eAlert will be sent each time a transaction that qualifies under Regulation D is performed on a non-transaction share. If you choose the "Specific" detail level, the eAlert will also inform you of how many such transactions have been performed thus far during the current month. Contact your Credit Union for more details and limitations on Regulation D transactions.

eAlert Detail Levels

If you would like your eAlert to contain the Transaction Time/Date, Amount, and New Balance, choose "Specific - Full Detail". You can also have limited information sent by choosing "Moderate - Some Detail" and "Generic - No Detail". Due to message length, you may receive an abbreviated version of a "Moderate" or "Specific" detail level eAlert when it is being sent to a cellular phone.

Generic - No Detail. 

An eAlert has been triggered on your account. Please log in to your account online to view more detail.

Moderate - Some Detail. 

A Large Withdrawal eAlert has been triggered on your account. Please log in to your account online to view more detail.

Specific - Full Detail. 

A Large Withdrawal eAlert has been triggered on your account. You asked to be notified when a large withdrawal over $100.00 was made on your account: Share 01 - Withdrawal Amount: 750.00, Withdrawal Time: 10:31. Post Date: 04/13/2006, Effective Date: 04/13/2006. New Balance: 980.00, New Available Balance: 975.00. 

Mobile Banking 

With CCU's Mobile Banking, you can:

  • View current balances, including detailed histories
  • Transfer funds between accounts, including setting up automatic transfers
  • Communicate with CCU via secure e-mail
  • Find branches and ATMs
  • Utilize the Bill Payer program

Best of All.....There's No Fee To Use Mobile Banking!                                                                                         Back to top

Requirements for Mobile Banking

  • Mobile device must have data plan for web access
  • Must be enrolled in CCU's Home Branch
  • Mobile browser must support cookies
  • Mobile browser must support XHTML Mobile Profile
  • Must have a current email on file to receive one-time PIN

Ready to go Mobile with CCU?

If you already have home banking, review the steps above. If you need to sign up for home banking download the application and see a Member Service Representative at any of our branches today!

Installation Instructions

Option 1: Search for Community CU app in Play Store or App Store
Option 2: Download link on WAP page
Option 3: Type the following URL in browser http://www.mfmnow.com/communitycu

Download the app for android here

Download the app for iphone here

Mobile Deposit Capture

Just follow these simple steps to deposit checks whenever and wherever you wish.
1. Log into mobile banking.
2. Click Mobile Deposit.
3. Choose the account you wish to deposit the check into.
4. Enter the amount of the check.
5. Endorse the back of your check with "for Mobile deposit only", also include your account #, date and signature.
6. Select "Tap here to take a picture of the front of the check", then select "Tap here to take a picture of the back of the check."
7. Review your deposit and tap the "submit" button to deposit the check.

mobiledeposit

Need more help?

Call the branch and speak with a Member Rep, or check out these FAQs.