LeCheque Mate Overdraft Protection

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If you currently have a checking account with Community Credit Union, you already know the advantage of our no minimum balance requirement. Now you can make an already great Checking Account even better by adding our LeCheque Mate Overdraft Loan option.

With our LeCheque Mate Overdraft Protection Loan option, you have the privilege to write yourself a loan anytime, anywhere. There's no need to worry about carrying large amounts of cash. The LeCheque Mate Overdraft Protection Loan option will provide you with the comfort of knowing you can make that special purchase by writing a check from your checkbook. It also protects you if you make an error in your checking account register and overdraw your account. 

 Start enjoying the benefits of your LeCheque Mate Overdraft Protection Loan option today:

  • Flexibility
  • Ease of Borrowing
  • Emergency Access
  • Competitive Rate
  • Convenience
  • Peace of Mind

Our LeCheque Mate Overdraft Protection is designed with you in mind:

  • Credit Limits from $500.00 to $5,000.00
  • Automatic Payment Option Available
  • Low Variable Annual Percentage Rate of Prime + 6.75%
  • Monthly payments are 3% of balance or $50.00, or whichever is greater
  • Advances appear on your monthly checking account statement and payments are due by the 25th of each month

Disputes 

If you have a dispute with Community Credit Union regarding your deposit or share account, you may contact us at 207.783.2096 and attempt to resolve the problem directly. If we fail to resolve the problem within 60 days after the error appeared on your statement, please communicate the problem and resolution you are seeking to:

Maine Bureau of Financial Institutions
Consumer Outreach Program
36 State House Station
Augusta, ME 04333-0036

To file a complaint electronically, you may contact the Maine Bureau of Financial Institutions at http://www.maine.gov/pfr/financialinstitutions/complaint.htm

The Maine Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation.