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Holiday Closings

May 28th Memorial Day

Featured this Month!

Effective April 2012, a Used/Used Auto Program is available with low rates on 2001-2005 model year autos. For full details and rates click here or call a Loan Officer at 783-2096. 


Rate and Fee Scedule

Updated April 1, 2011

Savings Account Fees

Closing Account (within 180 days)
25.00
Overdraft Protection (per transfer)
3.00
Return Item Fee
Includes Overdrawn Electronic Funds Transactions and Visa Check Card Transactions
25.00


Money Market Fees

Below Minimum Balance
$25.00
Less Than Minimum Draft Amount $25.00
Over Three (3) Drafts Per Month $25.00
Return Item Fee
Includes Overdrawn Electronic Funds Transactions
$25.00

Member Privilege Fee
Includes Overdrawn Electronic Funds Transactions
$25.00

Checking Account Fees

Return Item Fee
Includes Overdrawn Electronic Funds Transactions and Visa Check Card Transactions
$25.00


Member Privilege Fee
Includes Overdrawn Electronic Funds Transactions and Visa Check Card Transactions

$25.00


Manually Cleared Drafts/Checks $2.00
Cancelled Draft Copies (same day $5.00) $3.00
Return Check Fee
$8.00
Business Checking (monthly) Service Fee $10.00
Cancelled Money Order Copies $3.00
Cancelled Credit Union Check Copies $3.00
Deposit Zipper Bags $5.00
Draft Covers $2.00
Check Printing
Price varies depending on style

ATM/VISA Check Cards

SURF Alliance Transactions Unlimited
All non-SURF Alliance Transactions $1.00
Point-of-Sale Transactions Unlimited
Card Replacement $5.00
Return Item Fee
Includes Point of Sale and ATM Transactions
$25.00
Draft Retrieval Fee
$5.00
Copy of Statement    
$3.00
A 1% International Transaction Fee will be assessed on all transactions where the merchant country differs from the country of the card issuer.
Visa will charge 0.8% for International Transactions that do not involve currency conversions.


VISA Credit Cards

Walk-Thru (First Card) $20.00
Walk-Thru (Each Additional) $15.00
Late Fee
(If payment is not received within 15 days of due date)
equal to the minimum payment, up to $25.00
Draft Retrieval Fee $5.00
Copy of Statement $3.00
A 1% International Transaction Fee will be assessed on all transactions where the merchant country differs from the country of the card issuer.
Visa will charge 0.8% for International Transactions that do not involve currency conversions.

To view the full Visa Credit Card Agreement, click here.

Audio Response (L.A. Connection)

Eight (8) calls per month at no charge, thereafter per call $1.00 per call

Bill Payer

No fee unless not used for 60 days, then fee is: $4.95 per month

IRA (Individual Retirement Account)

Closed Account Fee
$10.00

Early Withdrawal of Christmas/Vacation Club

Early Withdrawal Fee

Health Savings Account

Return Item Fee
Includes Overdrawn Electronic Funds Transactions and Visa Check Card Transactions
$25.00


Manually Cleared Drafts/Checks $2.00
Cancelled Draft Copies (same day $5.00) $3.00
Return Check Fee
$8.00
Draft Covers
$2.00
Check Printing
Price varies depending on style

Transfers

Share to Share Transfer (per transfer)
Between a Share Account at CCU and another Credit Union affiliated with TriCorp FCU
$10.00


Wire (Outgoing) $20.00
Wire Foreign (Outgoing) $40.00
Wire to Western Union $25.00
Telephone Transfers $3.00

Stop Payment

Draft/Check $25.00
Electronic Stop Payment $25.00
Money Order $25.00
Credit Union Check $25.00
Bill Payer
$25.00

Miscellaneous

Legal Processing $30.00
Loan Payment Reversal
$10.00
Account Histories $3.00
Research (Copies) - Per Page $1.00
Research - Per Hour
(In addition to cost of copies/postage)
$20.00
Counter Checks
$1.00 for 4
Photo Copies $0.50
IRA Distribution Check (Mailed) $1.50
Dividend Check (Mailed) $1.50
Fax (Service to Members)
1st Page
Each Additional Page 

$3.00
$1.00
Inactive Accounts
(Accounts that have no activity for a period of 1 year)
$2.00 per month
No Forwarding Address/Returned Mail
First Item
Any Item Thereafter  

$3.00
$1.00
Money Orders $1.00
Credit Union Checks 1 free per day, per account, $1.00 thereafter
Canadian Exchange
(In addition to Canadian Exchange Rate Assessment)
$10.00
Notary Service (Non-Members) $10.00
American Express Travelers Checks
1% of amount purchased (single signature)
1 1/2% of amount purchased (two signatures)

Visa Gift Cards
$4.95 each


  • Equal Housing Lender
  • NCUA
  • Shared Branching
  • Maine Credit Union League
  • Verified by VISA