Deposit Rates
Shares and Clubs
| Type |
Dividend
|
APY
|
Share
|
0.10%
|
0.10%
|
Vacation Club
|
0.10%
|
0.10%
|
Christmas Club
|
0.10%
|
0.10%
|
Flex Club
|
0.10%
|
0.10%
|
IRA Club
|
0.25%
|
0.25%
|
*Minimum balance to open the account and earn the APY is $25 for Shares and IRA Clubs
*Minimum balance to open the account and earn the APY is $5 for Clubs (excluding IRA Clubs)
Variable dividend rate and variable APY accounts
Rates subject to change
APY = Annual Percentage Yield
Special Investments*
Average Daily Balance
|
Dividend Rate
|
APY
|
$2,500 - $24,999.99
|
0.15%
|
0.15%
|
$25,000 or more
|
0.20%
|
0.20%
|
*Minimum balance to open the account and earn the APY is $2,500 for Special Investments
Variable dividend rate and variable APY accounts
Rates subject to change
APY = Annual Percentage Yield
Money Markets*
Average Daily Balance
|
Dividend Rate
|
APY
|
$3,000 - $24,999.99
|
0.20%
|
0.20%
|
$25,000 - $74,999.99
|
0.25%
|
0.25%
|
$75,000 or more
|
0.30%
|
0.30%
|
*Minimum balance to open the account and earn the APY is $3,000 for Money Markets
Variable dividend rate and variable APY accounts
Rates subject to change
APY = Annual Percentage Yield
Health Savings Account*
Average Daily Balance
|
Dividend Rate
|
APY
|
$100 - $1,000
|
0.10% |
0.12% |
$1,000.01 - $5,000
|
0.10% |
0.10% |
$5,000.01 - $10,000
|
0.15%
|
0.15%
|
$10,000.01 or more
|
0.20%
|
0.20%
|
*There is no minimum balance to open the account
*Minimum balance to earn the APY is $100 for Health Savings Accounts
Variable dividend rate and variable APY accounts
Rates subject to change
APY = Annual Percentage Yield
Share Certificates*
(Minimum balance $500)
| Term |
Dividend Rate
|
APY
|
6 months
|
0.15%
|
0.15%
|
1 year
|
0.15%
|
0.15%
|
2 years
|
0.20%
|
0.20%
|
3 years
|
0.25%
|
0.25%
|
4 years
|
0.35%
|
0.35%
|
5 years
|
0.50%
|
0.50%
|
*Minimum balance to open the account and earn the APY is $500 for Share Certificates.
Rates subject to change
APY = Annual Percentage Yield
Share Certificates*
(Minimum balance $1000)
| Term |
Dividend Rate
|
APY
|
6 months
|
0.30%
|
0.30%
|
9 months
|
0.45%
|
0.45%
|
1 year
|
0.55%
|
0.55%
|
15 months
|
0.55%
|
0.55%
|
2 years
|
0.75%
|
0.75%
|
3 years
|
1.10%
|
1.11%
|
4 years
|
1.50%
|
1.51%
|
5 years
|
2.00%
|
2.02%
|
**Minimum balance to open the account and earn the APY is $1,000 for Share Certificates.
Rates subject to change
APY = Annual Percentage Yield
IRA Certificates*
| Term |
Dividend Rate
|
APY
|
9 months
|
0.45%
|
0.45%
|
1 year
|
0.55%
|
0.55%
|
15 months
|
0.55%
|
0.55%
|
2 years
|
0.75%
|
0.75%
|
3 years
|
1.10%
|
1.11%
|
4 years
|
1.50%
|
1.51%
|
5 years
|
2.00%
|
2.02%
|
**Minimum balance to open the account and earn the APY is $1,000 for Traditional and Roth IRAs.
**Minimum balance to open the account and earn the APY is $500 for Education IRAs.
Rates subject to change
APY = Annual Percentage Yield
The Annual Percentage Yield is accurate as of December 14, 2011 and may be subject to change without notice. Terms are subject to change without notice. Membership eligibility is required. A penalty may be imposed for early withdrawal. Contact an employee of Community Credit Union for further information on applicable fees and terms.
To read Community Credit Union's Truth in Savings disclosure, please click here.
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